We may provide additional “just-in-time” disclosures or additional information about data collection, use and sharing practices specific Services. These notices may supplement or clarify our privacy practices or may provide you with additional choices about how we process your personal information.
We collect Personal Information to provide you with our Services. When we require certain Personal Information from Users it is because we are required by applicable law to collect this information or it is relevant for specified purposes. You are free to choose whether to provide us with the types of Personal Information requested, but we may not be able to serve you as effectively or offer you all our Services when you do choose not to share certain information with us.
When you access or use our Services, we may collect and process the following types of information:
In addition, IIRR and its subsidiaries and affiliates may also use your Personal Information and other non-identifiable information collected through the Site (collectively, "User Information") to, among other things, improve user experience, customize content for our users in order to make the Site simpler to use, and to help us identify any other issues with respect to the Services or a User’s use of the Site or Services. IIRR and its subsidiaries and affiliates may also use this information to communicate with you regarding the Services and/or other services such parties may offer.
We limit the sharing of your Personal Information and strive to keep your Personal Information private and confidential. We may share or collect your Personal Information in collaboration with our third party service providers (“Partners”), including companies that assist with payment processing, business analytics, data processing, account management, and other services. We instruct these Partners to not use your Personal Information themselves or share it with another party not under a similar contract to provide service to us, and to only use your Personal Information for the specific services we have requested for us or on your behalf.
We do not sell, license, lease or otherwise disclose your Personal Information to any unaffiliated third party for any reason, except as follows:
In addition to the above, we may need to share your information in continuance of the transaction for which you have voluntarily utilized our Services. The ways we share that information includes:
You may opt out of having your Personal Information shared with third parties, or from allowing us to use your Personal Information for any purpose that is incompatible with the purposes for which we originally collected it or subsequently obtained your authorization. If you choose to so limit the use of your Personal Information, certain features or Services may not be available to you.
As is the case with most websites, when you interact with our website or use our Services (and whether or not you register for access to the Services), we receive and store certain types of information automatically. This information includes, but it is not limited to:
We may store such information or such information may be included in databases owned and maintained by our affiliates, agents or service providers. We may use such information and pool it with other information for administrative purposes, to assess the usage, value and performance of our products and services, to improve your experience with the Services and to track, for example, how our Users use and interact with the Services.
Also, in an ongoing effort to better understand and serve the users of the Services, we often conduct research on our customer demographics, interests and behavior based on the Personal Information and other information provided to us by Issuers and Users.
Some of the cookies used by our Services are served by us (“first party cookies”), and some are served by third parties who are delivering services on our behalf (“third party cookies”). The parties that set third party cookies can recognize your computer both when it visits our website and when it visits certain other websites.
We treat information collected by cookies and other technologies as non-personal information. However, to the extent that IP addresses or similar identifiers are considered personal information by local law, we treat these identifiers as personal information.
Most web browsers automatically accept cookies but, if you prefer, you can change your browser to prevent this or to notify you each time a cookie is sent. You have the right to decide whether to accept cookies. You can exercise your preferences in relation to cookies served on our Sites by taking the steps outlined below.
The security of your Personal Information is important to us, and we take commercially reasonable steps to safeguard such information. These steps and procedural safeguards are in line with industry standards and practices and include:
However, despite these efforts, we cannot guarantee that loss, misuse, unauthorized acquisition, or alteration of your information will not occur. Please recognize that you play a vital role in protecting your own Personal Information. When registering with our Services, it is important to choose a password of sufficient length and complexity, to not reveal this password to any third-parties, and to immediately notify us if you become aware of any unauthorized access to or use of your account.
If we learn of a security systems breach, then we may attempt to notify you electronically so that you can take appropriate protective steps. We may also post a notice on the website Services in the event of a security breach. Depending on where you live, you may have a legal right to receive notice of a security breach in writing.
Regarding email contact with and from us, please keep in mind the following: (i) we will send you email relating to your personal transactions but will keep these emails to a minimum; (ii) you will receive certain email notifications (forwarded messages, etc.) for which you may opt-out; (iii) we may send you service-related announcements on rare occasions when it is necessary or proper to do so; (iv) if you email us directly, we may email you back and keep records of all correspondence; and (iv) we may send you emails from time to time letting you know about special promotions, featured investments and other news. It is your responsibility to ensure that you maintain a current email address with us, and notify us if there are any changes.
You are solely responsible for helping us to maintain the accuracy and completeness of your Personal Information. We urge you to review your information regularly to ensure that it is correct and complete.
You are entitled to review, correct, or amend your Personal Information where it is inaccurate or delete your Personal Information. You may also decline to share any or all of your Personal Information with us or ask us to delete your Personal Information from our systems at any time. Please be advised that certain of our Services, including but not limited to our investment platform, require the sharing of your information in order to service your activity on our site. In such a case, it may be necessary for us to terminate your use of such Services. We will not charge you a fee for withdrawal of your consent.
You may modify or delete the Personal Information you have provided to us by logging in and updating your account. We may, however, retain certain information as required by law or for necessary business purposes. You can also request deletion or correction of your Personal Information by contacting us at email@example.com. We will retain your Personal Information for as long as your account is active or as needed to provide you Services, and we may continue to retain such Personal Information beyond your active use of our platform.
Please keep in mind that any information you post on portions of the Services that are open to the public, including but not limited to our blog, will be public information available to anyone. Information that you provide in these areas may be read, collected and used by others who access them. Accordingly, you should exercise caution when deciding to disclose your Personal Information in these areas. To request removal of your Personal Information from these publicly accessible areas, contact us at firstname.lastname@example.org. In some cases, we may not be able to remove your Personal Information and we will let you know if this is the case and why.
If you choose to use the Services from the European Union or other regions of the world with laws governing data collection and use that may differ from U.S. law, then please note that you are transferring your Personal Information outside of those regions to the United States. By providing your Personal Information on or through the Services you recognize such transfer of your Personal Information to the United States is necessary for the performance of the Services, as outlined in the Terms of Service, and/or to comply with applicable laws, and you do not object to such transfer.
If you are a California resident, you have the right to request information from us regarding the manner in which we share certain categories of your Personal Information with third parties for the third parties' direct marketing purposes. California law provides that you have the right to submit a request to us at our designated address and receive the following information: (a) the categories of information we disclosed to third parties for the third parties' direct marketing purposes during the preceding calendar year; and (b) the names and addresses of third parties that received such information, or if the nature of their business cannot be determined from the name, then examples of the products or services marketed. You are entitled to receive a copy of this information in a standardized format and the information will not be specific to you individually. You may make such a request by emailing email@example.com.