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Full Stack Commercial Real Estate Capital

For borrower use only.
Fund up to 97% of the capital stack
Close in as little as 30 days
Over 1500 properties funded

Finance The Full Capital Stack

Our commercial financing solutions are designed to address the full capital stack, including debt, preferred equity and joint venture equity. The result is higher leverage, lower average cost of capital, and a single source for all capital needs.
An illustration for the capital stack.
JV Equity
Financing Amount
$1M—$3M
Equity Contribution
Up to 90%
Loan to Cost
Up to 80%
Cost of Capital
13%+
Closing
35 days
Term
2—7 years
Pref. Equity
Financing Amount
$1M—$3M
Loan to Cost
Up to 90%
Rate
12%+
Closing
35 days
Term
1—3 years

Bridge Loans
Financing Amount
$1M—$20M
Loan to Value
Up to 80%
Rate
LIBOR + 450—800 bps
Closing
30—45 days
Initial Term
1—3 years
Term Loans
Financing Amount
$5M—$20M
Loan to Value
Up to 80%
Rate
Swaps + 250—400 bps
Closing
30—45 days
Term
5—10 years

Over 1,500 Properties Worth Over $500M
Funded by Our Investors

FUNDED
FUNDED

$750K

Asset Type
Commercial Office
Capital Stack
Equity
Location
Phoenix, AZ
FUNDED
FUNDED

$500K

Asset Type
Commercial Retail
Capital Stack
Equity
Location
Las Vegas, NV
FUNDED
FUNDED

$1M

Asset Type
Commercial Retail
Capital Stack
Equity
Location
Utica, MI
FUNDED
FUNDED

$1.5M

Asset Type
Commercial Retail
Capital Stack
Equity
Location
Willingboro, NJ

Common Questions

  • Why should I raise money through RealtyShares?

    RealtyShares makes raising capital for your investment much easier. Submitting your investment opportunity, receiving approval, listing and funding can all be completed in a fraction of the time required to deal with banks or institutional funding channels.

    We’ll present your opportunity to investors across the country; investors for whom we make real estate investing easy. We’ll be providing you with access to a broader capital pool made up of investors that want to participate in projects like yours. We’ll come to you as a single investor, in a manner that is legally compliant. We’ll take over all the investor communications chores for our investor pool, while at the same time your corporate brand is being elevated through its access to this much broader group. And our experience will give you the comfort you want that the funding process is going to be smooth and efficient.

    RealtyShares can become your company’s capital-raising partner. Please contact us at raise@realtyshares.com to discuss your particular project.

  • What kind of real estate investments can be listed on RealtyShares?

    RealtyShares lists investment opportunities involving a variety of real estate property types, including multi-family residential, office, industrial, self-storage, retail, and hospitality facilities. Single-family residences being used for investment purposes (not owner-occupied) are also the subject of many investment opportunities. We generally prefer to finance properties in or near a significant metropolitan area, but it all depends on the particular situation.

    RealtyShares also offers several different types of financing options. We can do secured real estate loans (both first- or second-lien positions); equity financing, usually for properties involving in-place cash flow that provide an income component to the investment; and/or “preferred equity” investments involving a preferential position in the equity capital structure but with only limited potential upside (so that sponsors retain most of the appreciation). If there is a specific property or financing type you might be interested in, let us know here.

  • What criteria does RealtyShares have for debt financing?

    RealtyShares, through its lending subsidiary RS Lending, Inc., provides business-purposes loans (i.e., no owner-occupied properties) secured by both conventional residential properties (such as single-family residences) as well as commercial properties (e.g., larger apartment buildings, retail centers, office buildings, etc.). We can provide both short-term (usually, 36 months or less) 1st-lien and 2nd-lien debt financing on residential properties. We can also provide both bridge or permanent debt financing on commercial properties.

    RealtyShares looks at a number of criteria in underwriting potential loan opportunities. Generally, we look for certain minimum loan-to-cost (LTC) or loan-to-after-repair-value (ARV) criteria. We also like to understand the operating plan for the project, and we verify borrower credit and background history.

    Each of these criteria vary slightly by situation and loan product; please contact us here to discuss your particular project.

  • How do you keep my personal information secure?

    We go to great lengths to ensure the security of all of our members and our data and use Secure Sockets Layer. SSL is the standard security technology for establishing an encrypted link between a web server and a browser. We use 128-bit encryption, which is the same level of encryption used by top national banks. We are also regularly audited by third party security firms to ensure compliance with the most rigorous security standards.

    For added protection, we never store your banking information on our servers and we automatically log you out of your account after 30 minutes of inactivity.

  • How do you choose which real estate companies can raise money through RealtyShares?

    We’re looking for companies with a knowledgeable team and a proven strategy and track record. Among other diligence inquiries, we will run background and credit checks on the principals of your company, and will perform a more thorough review of each project that is initially thought to be a suitable fit for our platform. Once we are comfortable with your team and the investment, we can proceed to the details of getting your project listed on our platform.

    Currently, we list only a relatively small percentage of all of the prospective projects that are brought to us.

Commercial Equity and Debt Financing, Reinvented.