Borrower vs. Asset-Based Loans

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Unsecured consumer credit loans – in the online marketplace world, a market generally dominated by Lending Club and Prosper, although SoFi has laid claim to student loans and Kabbage to small business loans – are usually just that; there’s no collateral behind them in the event of borrower non-performance. Asset-based loans are different. Unsecured loans
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Arash Sotoodehnia: Changes in Washington and How it Could Affect Housing Policy

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As I have just passed my 6-month anniversary as RealtyShares’ Chief Risk Officer, I want to establish a regular dialogue with you, our investors.  Given that we just elected a new president, let’s start by discussing some of the potential impact that the new Trump administration may have on real estate and housing.   President-elect
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CMBS Lenders and Real Estate Marketplaces

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Real estate marketplace equity providers are generally easier to work with than many other capital sources, and can be significant sources of referral business to CMBS lenders.  CMBS lenders should thus view these marketplaces as welcome financing partners in commercial real estate projects, despite some misplaced fears about their nature. Some Misconceptions about Marketplace Equity Providers Something
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Equity Real Estate Investments

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What’s the difference, anyway, between crowdfunded individual real estate investments and REITs? Marketplace platforms like RealtyShares offer equity real estate investments through “direct participation” investment vehicles such as limited liability companies (LLCs).  These entities, together with similar vehicles at the property title-holding level, allow for the “pass-through” of depreciation, interest expense, and other deductions that
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RealtyShares Is Offering Prefunded Deals: What It Means for Investors and Sponsors

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By Amy Kirsch, Director of Investor Relations Our goal is to create an unparalleled experience for our community of sponsors and investors. With the introduction of prefunded residential debt deals (and select equity deals), we’re taking yet another exciting step forward. RealtyShares recently closed a substantial line of credit through an institutional partner, which can
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Dave Claffey: Thank You! The Value of a Community

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Our Public Relations Manager gives a recap of RealtyShares in the media, and shares with you all the great people that fuel the growth of our industry-leading platform. By Dave Claffey To all the early adopters, the peer influencers, the lucky ones who stumbled upon our platform because they understood the value of real estate
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Hedge Funds and Real Estate

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Since the 2008 financial crisis, pensions funds and other big investors increasingly complained that the fees demanded by most hedge funds were not worth their so-so performance.  Many of these investors have since decided to exit or pare back their hedge fund holdings. Will real estate investments gain from the resulting void? Are There No
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Nav Athwal: The Five Traits You Can Learn From Real Estate Entrepreneurs

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“Timing, perseverance, and 10 years of trying will eventually make you look like an overnight success.” – Biz Stone, co-founder of Twitter By Nav Athwal, Founder and CEO of RealtyShares The entrepreneurial landscape has undergone a dramatic transformation, but one thing that hasn’t changed are the foundational principles and traits that define what it means
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A Slowing in High-End Housing?

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Home prices are tied not only to interest rates and local demographic factors but also to new construction that brings on added supply to the housing stock.  As prices rise, builders take on more construction projects and the resulting new supply eventually permeates the market and can keep prices down. There is some evidence that
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