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When Banks Don’t Get It, We Do

Quick & easy pre-approval
Close in under 10 days
High LTV, low rates

Flexible Financing Solutions for Residential Real Estate Projects

Our financing solutions are designed to cover all types of residential projects and capital categories, while ensuring quick closing, high leverage, and low rates.
A house, an illustration for residential property.
Short-term Rehab
Loan to Cost
Up to 85%
Closing
10 days
Term
6—12 months
Rate
9%+
Capital Type
Sr. Debt, Pref. Equity
Ground-up Construction
Loan to Cost
Up to 90%
Closing
10 days
Term
6—24 months
Rate
12%+
Capital Type
Sr. Debt, Pref. Equity

Over 1,500 Properties Worth Over $500M
Funded by Our Investors

Common Questions

  • Why should I raise money through RealtyShares?

    RealtyShares makes raising capital for your investment much easier. Submitting your investment opportunity, receiving approval, listing and funding can all be completed in a fraction of the time required to deal with banks or institutional funding channels.

    We’ll present your opportunity to investors across the country; investors for whom we make real estate investing easy. We’ll be providing you with access to a broader capital pool made up of investors that want to participate in projects like yours. We’ll come to you as a single investor, in a manner that is legally compliant. We’ll take over all the investor communications chores for our investor pool, while at the same time your corporate brand is being elevated through its access to this much broader group. And our experience will give you the comfort you want that the funding process is going to be smooth and efficient.

    RealtyShares can become your company’s capital-raising partner. Please contact us at raise@realtyshares.com to discuss your particular project.

  • What kind of real estate investments can be listed on RealtyShares?

    RealtyShares lists investment opportunities involving a variety of real estate property types, including multi-family residential, office, industrial, self-storage, retail, and hospitality facilities. Single-family residences being used for investment purposes (not owner-occupied) are also the subject of many investment opportunities. We generally prefer to finance properties in or near a significant metropolitan area, but it all depends on the particular situation.

    RealtyShares also offers several different types of financing options. We can do secured real estate loans (both first- or second-lien positions); equity financing, usually for properties involving in-place cash flow that provide an income component to the investment; and/or “preferred equity” investments involving a preferential position in the equity capital structure but with only limited potential upside (so that sponsors retain most of the appreciation). If there is a specific property or financing type you might be interested in, let us know here.

  • What criteria does RealtyShares have for debt financing?

    RealtyShares, through its lending subsidiary RS Lending, Inc., provides business-purposes loans (i.e., no owner-occupied properties) secured by both conventional residential properties (such as single-family residences) as well as commercial properties (e.g., larger apartment buildings, retail centers, office buildings, etc.). We can provide both short-term (usually, 36 months or less) 1st-lien and 2nd-lien debt financing on residential properties. We can also provide both bridge or permanent debt financing on commercial properties.

    RealtyShares looks at a number of criteria in underwriting potential loan opportunities. Generally, we look for certain minimum loan-to-cost (LTC) or loan-to-after-repair-value (ARV) criteria. We also like to understand the operating plan for the project, and we verify borrower credit and background history.

    Each of these criteria vary slightly by situation and loan product; please contact us here to discuss your particular project.

  • How do you keep my personal information secure?

    We go to great lengths to ensure the security of all of our members and our data and use Secure Sockets Layer. SSL is the standard security technology for establishing an encrypted link between a web server and a browser. We use 128-bit encryption, which is the same level of encryption used by top national banks. We are also regularly audited by third party security firms to ensure compliance with the most rigorous security standards.

    For added protection, we never store your banking information on our servers and we automatically log you out of your account after 30 minutes of inactivity.

  • How do you choose which real estate companies can raise money through RealtyShares?

    We’re looking for companies with a knowledgeable team and a proven strategy and track record. Among other diligence inquiries, we will run background and credit checks on the principals of your company, and will perform a more thorough review of each project that is initially thought to be a suitable fit for our platform. Once we are comfortable with your team and the investment, we can proceed to the details of getting your project listed on our platform.

    Currently, we list only a relatively small percentage of all of the prospective projects that are brought to us.

Residential Real Estate Financing. Reinvented.

Important Disclosure: RealtyShares.com is a website operated by RealtyShares, Inc. and by accessing the website and any pages thereof, you agree to be bound by its Terms of Service and Privacy Policy. Securities are offered through North Capital Private Securities Corporation, a registered broker/dealer and member FINRA/SIPC. RealtyShares' affiliate RS Lending, Inc. operates under CFL 60DBO 58742 and NMLS # 1380747.

RealtyShares.com is intended for accredited investors only who are members of RealtyShares and familiar with and willing to accept the risks associated with private investments. Securities sold through private placements are not publicly traded and are intended for investors who do not have a need for liquidity in their investment.

RealtyShares does not make investment recommendations, and no communication through this website or in any other medium should be construed as such. Investment opportunities posted on this website are "private placements" of securities that are not publicly traded, are subject to holding period requirements, and are intended for investors who do not need a liquid investment. Private placement investments are NOT bank deposits (and thus NOT insured by the FDIC or by any other federal governmental agency), are NOT guaranteed by RealtyShares or North Capital Private Securities Corporation, and MAY lose value. Neither the Securities and Exchange Commission nor any federal or state securities commission or regulatory authority has recommended or approved any investment or the accuracy or completeness of any of the information or materials provided by or through the website. Investors must be able to afford the loss of their entire investment.

Testimonial statements are from existing RealtyShares investors. These statements may not be representative of the experience of all clients, and are not a guarantee of future performance or success.

Articles or information from third-party media outside of this domain may discuss RealtyShares or relate to information contained herein, but RealtyShares does not approve and is not responsible for such content. Hyperlinks to third-party sites, or reproduction of third-party articles, do not constitute an approval or endorsement by RealtyShares of the linked or reproduced content.

The 2% maximum investor fees are specific to investors. Other fees may be applicable to sponsors or borrowers.

Any financial projections or returns shown on the website are estimated predictions of performance only, are hypothetical, are not based on actual investment results and are not guarantees of future results. Estimated projections do not represent or guarantee the actual results of any transaction, and no representation is made that any transaction will, or is likely to, achieve results or profits similar to those shown. Any investment information contained herein has been secured from sources that RealtyShares believes are reliable, but we make no representations or warranties as to the accuracy of such information and accept no liability therefor. Offers to sell, or the solicitations of offers to buy, any security can only be made through official offering documents that contain important information about risks, fees and expenses. Investors should conduct their own due diligence, not rely on the financial assumptions or estimates displayed on this website, and are encouraged to consult with a financial advisor, attorney, accountant, and any other professional that can help you to understand and assess the risks associated with any investment opportunity.

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